Welcome to The Keys to Successful Repayment, KHEAA's online student loan exit counseling. Whether you are graduating, leaving school, or no longer enrolled at least half time, you will soon be facing an important responsibility: repaying your student loans. Repaying your student loans on time will be one of the smartest decisions you will ever make; it will help you establish a good credit history and put you on track to securing a sound financial future.

The Keys to Successful Repayment provides information that will help you manage your student loan debt and repay your loans on time. You will be reminded of your rights and responsibilities as a Federal Stafford Loan borrower and offered tips on budgeting and selecting a repayment plan. A special emphasis will be placed on staying in touch with your lender/servicer in order to avoid the terrible consequences of default. You'll be able to test your knowledge as you progress through the session. You'll need to answer each question correctly before you can continue.

As you progress through the online counseling, you'll be able to test your knowledge. Each section concludes with questions that you will need to answer correctly before you will be able to continue.

Note: If you use America Online to connect to the internet, you may encounter errors when completing the online loan counseling. Follow these instructions to successfully complete The Keys to Successful Repayment: Help for AOL Users